When to Speak to a Mortgage Pro

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It's important to consult with your mortgage professional as soon as possible — even before you have started to consider neighborhoods. Why? When you do not yet know how much house you need to qualify for, how could we help?


We can help determine how much of a mortgage loan you can afford, and how much money you may be able to borrow, by walking you through pre-qualifying. During this process, we calculate your ability to borrow - looking at your earning status, money available for down payment, debt, income, and other circumstances. It's short and to the point; We keep the paperwork to a minimum.

Once you qualify, we present to you what's called a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), which states that we are partnering with you to find the best mortgage to meet your financial needs and that we're confident you will qualify for a loan up to a certain amount.

Power in the Pre-Qual

A number of beneifits open to you once you have found your new house, and have pre-qualification. First, you have some concrete numbers in mind, as the total you will qualify for on your mortgage. Being pre-qualified can also make your offer more attractive to the seller, like you were bringing them a bag full of cash! They won't have to wonder if they're wasting their time if you can't have the ability to qualify for a high enough mortgage. The seller won't worry if he can count on you to qualify for your loan.Your qualifying for the necessary loan amount won't be something for them to fret over. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you pre-qualify

We can help you calculate the loan amount you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. We can do this by reviewing your debts and income, your work and residence situations, the funds available for down payment, required reserves, and some other things. It's short and to the point; and we take pride in keeping the paperwork light.

One on one

While you are able to benefit from our mortgage calculators on this website, it's essential to sit down and talk with one of our mortgage professional team members. That way, we will help you get your pre-qualification letter. For another thing, we might be able to locate a different mortgage option that fits your goals better. Let us help you get started: Call us at (800) 299-0270.

Have questions about pre-qualifying? Call us at (800) 299-0270. We answer pre-qualification questions every day.

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

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