The Importance of Pre-Qualification
Shopping for a mortgage loan? We'll be glad to talk about your mortgage needs! Call us at (888) 299-4585. Want to get started? Apply Now.
It is important to see a mortgage loan pro early, even if you haven't decided what type of home you hope to find. Why? If you don't know yet how much house you want to qualify for, what could we help you with?
We Can Help You Pre-Qualify
When we pre-qualify you, we help you decide the amount in mortgage payments you can afford, and the loan amount you can qualify for. We will achieve this by considering your debts and income, your work and residence situations, your funds available for down payment, required reserves, and other considerations. We ask for a minimum amount of paperwork, and avoid a lengthy process.
We award you a Pre-Qualification Letter when you qualify, that states that we're confident you'll qualify for a predetermined amount of mortgage loan dollars.
A number of beneifits open to you after you find your next house, and have achieved pre-qualification. First, you have some concrete numbers in mind, as the amount you can borrow.
Of greater importance to the seller, your pre-qualification is like your having entered their front door with a suitcase full of cash ready to purchase their home! They won't have to be concerned they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount won't be something for them to lose sleep over. You have the ability to back up your offer.
We will help you pre-qualify
Our mortgage professionals can help you determine how much of a loan you can qualify for and the monthly payment amount you are able to afford by helping you pre-qualify. This process takes you through your current financial situation - your debt, income, job, cash available for down payment, among other things. It is a short, thorough process with minimal risks for papercuts.
Face to Face
While you are able to use our tools to calculate mortgage variables on this website, it's a good idea to sit down and talk with us. That way, we'll be able to help you get your pre-qualification letter. Then, we can make sure we have selected the best mortgage loan program for your situation. We are eager to meet with you: contact us at (888) 299-4585.
Have questions about pre-qualifying? Call us at (888) 299-4585. It's our job to answer pre-qualification questions, so we're happy to help!