The Importance of Pre-Qualifying
Shopping for a mortgage? We will be glad to assist you! Give us a call today at (888) 299-4585. Ready to begin? Apply Here.
Even if you have not picked out homes to visit yet, it's valuable to visit with your mortgage pro first. Why? Perhaps it's difficult to understand how we could help even before you begin to negotiate.
We Can Help You Pre-Qualify
We will help you calculate how much of a mortgage loan you can afford, and the amount of money you can borrow, by taking you through pre-qualifying. During this process, we explore your borrowing power - reviewing your employment, available money for down payment, debt, income, and other circumstances. We will ask for a minimum amount of paperwork, and avoid a lengthy process.
We'll give you a Pre-Qualification Letter after you qualify, that states that we're confident you'll qualify for up to a certain amount of mortgage loan dollars.
A number of beneifits open to you when you've found your dream house, and have pre-qualification power. The first is that you can be sure what you'll be able to afford when determining your offer.
More important to the current home owner, your being pre-qualified is like your having walked into their house with a suitcase full of cash to make the deal! They won't need to be concerned they are wasting their time if you do not have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't count on you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. You'll have the clout of a buyer ready to make the deal on the spot!
We can help you pre-qualify
We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by walking you through pre-qualifying. This process takes you through your current financial situation - your debts, income, job, cash available for down payment, among other things. It's quick and to the point; and we keep the paperwork to a minimum.
One on one
While you are able to try our mortgage calculators on this website, it is a good idea to sit down and talk with us. We can walk you through your pre-qualification letter. For another thing, we could be able to find a different mortgage program that fits your situation better. Contact us at (888) 299-4585 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at (888) 299-4585. It's our job to answer pre-qualification questions, so we're happy to help!