When to Talk to a Mortgage Professional About Pre-Qualification

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Even if you have not so much as researched homes to view yet, it can be advantageous to visit with your mortgage pro first. What for? If you don't yet know how much house you want to qualify for, what can we help you with?


We will help you see how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through the pre-qualification process. The process outlines your finances - your debts, income, employment, and cash available for down payment, among other things. It's quick and basic; We take pride in keeping the paperwork to a minimum.

We will give you a Pre-Qualification Letter when you qualify, which documents that we are confident you will qualify for a specific amount of mortgage dollars.

Pre-Qual Power

Some beneifits open to you after you have found your new house, and have achieved pre-qualification power. The first is that you can be sure what you'll be able to afford when putting together the offer. Even more important to the existing owner, your pre-qualification letter gives them confidence - as if you had come to their house with a big box of cash to back up the offer! They won't need to be concerned they're wasting their time if you won't be able to have the ability to qualify for a high enough mortgage loan. The seller of the home won't worry if he can count on you to qualify for your loan.Your qualifying for your needed loan amount won't cause them concern. You have the ability to back up your offer.

We will help you with your pre-qualification

We will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you are able to afford by getting you pre-qualified. We achieve this by analyzing your debts and income, your employment and residence situations, the funds available for down payment, required reserves, and other considerations. It's a short, thorough process with minimal risks for papercuts.

Face to Face

You can always use the calculators available on this website to get an idea of how much mortgage you will be able to afford - but it's also essential to meet with one of our mortgage professionals. For one thing, you'll need a Pre-Qualification Letter! For another thing, we could locate a different mortgage loan option that is a better fit for you. Contact us at (800) 299-0270 to get started.

Have questions about pre-qualifying? Call us at (800) 299-0270. It's our job to answer pre-qualification questions, so we're happy to help!

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

Tell us about your loan needs.
How can we get in touch with you?
Tell us about your credit history.