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It's valuable to see a mortgage loan pro early, even before you've determined what type of house to look for. Why? What can we do for you if you have not negotiated a purchase amount, and don't yet know how much you want to borrow?
We Can Help You Pre-Qualify
When we pre-qualify you, we help you find out the amount in monthly payments you can fit in your budget, and how much we of a loan you will qualify for. We will achieve this by reviewing your income and debts, your work and residence circumstances, your funds available for a down payment, required reserves, and some other things. It's quick and basic; We keep the paperwork light.
After you qualify, will present to you a Pre-Qualification Letter (your real estate agent might refer to it as a "pre-qual"), that says that we are partnering with you to find the ideal mortgage to meet your situation and that we are confident you will qualify for a mortgage loan for a certain amount.
Some advantages open to you after you find your next house, and have achieved pre-qualification power. The first is that you'll be sure the amount you'll be able to afford when determining the offer.
Of greater importance to the existing home owner, your being pre-qualified is like your having walked into their house with a suitcase full of money to make the deal! They will not have to be concerned they're wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller won't worry if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. They have a virtual guarantee to trust your buying power.
We will help you pre-qualify
We will help determine how much of a mortgage loan you can afford, and how much money you can borrow, by taking you through the pre-qualification process. We accomplish this by reviewing your income and debts, your employment and housing circumstances, your available funds for a down payment, required reserves, and some other things. We as for a minimum amount of paperwork, with a quick process.
It's vital to sit down and meet with us, even though you are free to also try the helpful mortgage calculators on our site. For one thing, you'll need a Pre-Qualification Letter! Then, we will make sure we have the right mortgage loan program for your situation. Let us get you started: Call us at (888) 299-4585.
Have questions about pre-qualifying? Call us at (888) 299-4585. We answer pre-qualification questions every day.