| Your Name |
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| Your Email Address |
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| Phone |
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What type of loan are you interested in (e.g.,
30 yr fxd, adjustable, option arm, HELOC, etc.)? |
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What do you want to accomplish with the new loan
(e.g., home improvements, debt consolidation,
lower rate, etc. If you are pulling cash out
with your new loan, please specify how much you
need and specifically what you will be using it
for)? |
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What will the total loan amount be that you
need? |
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What is the value of your home (what are other
homes similar to yours selling for in your
area)? |
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What type of home is the financing for (e.g.,
single family, condo, duplex, etc.)? |
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How do you use the home (owner occupied/living
in it, 2nd home/vacation, investment, etc.)? |
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What is the address of the subject property that
you need financing for (include zip code)? |
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Who is the current mortgage lender for the
subject property? |
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What is your current mortgage balance (if you
have more than one mortgage on the property that
you want to refinance, please provide both
balances separately)? |
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What is your current mortgage payment and
interest rate (does payment include taxes and
insurance, AKA impound)? |
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Approximately, what is the total monthly
obligation amount for all of your mortgage
payments (or monthly rent if that applies
instead), property taxes, homeowners insurance,
credit cards, and auto loans? Please itemize and
include other properties that yo |
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If you have a second mortgage, when was it
opened? Also, if the 2nd mortgage is an equity
line, when was the last time you withdrew cash
from it? |
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Who will be on the loan with you (if more than
one borrower, please also provide their info for
all of the coming questions)? |
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What is your (all borrowers) occupation and how
long on the job (we need to get a full history
for the last 2 years only. Explain any lapses of
more than 1 month between jobs)? |
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What is your combined gross monthly income
before taxes that can be documented for all
borrowers applying (If self employed, please
also give net income after taxes)? |
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What is the approximate combined amount of all
of your liquid assets (e.g., checking, savings,
401k, stocks, bonds, retirement, etc.)? |
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Do you know your credit scores (need for all
borrowers)? If not, would you rate your credit
as being excellent, good, fair, or poor (if fair
or poor, explain why. E.g., have you had
mortgage lates, BK, etc.)? |
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Have you attempted to secure financing anywhere
else, but been declined? If so, what were the
reasons for being turned down (this is just so
that we can work around any known issues ahead
of time)? |
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What is the best written quote that you have
received so far (we may ask to see this to offer
you our price guaranty)? |
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