Home Purchase Programs

If you are in need of some type of purchase loan, rest assured, we can help. We are approved to lend with over 150 of the very best banks and lenders, so if it can be done, we can do it, and we can do it better than the rest. We have literally thousands of different programs to assist you with, all with rock bottom rates and fees. We are even authorized to offer all of the Government programs you may have been hearing about lately. This means that we can provide programs that require little or even NO DOWN PAYMENT, all while being more forgiving if you have had some credit or income problems.

The rates and fees are also still exceptional. Not all companies are allowed to offer these programs, so even if you have been turned down elsewhere, you should still give us a shot. The Government programs are obviously not the only ones we offer, but instead of listing every single kind of program that we can offer here, and potentially boring you with a very long list, why don’t you contact us today so that we can provide you with a free personal loan quote that is tailored to your specific situation or request. It’s as simple as clicking our “Free Rate Quote” button on our home page or filling out the form below!

NEW HOME PURCHASE LOAN QUOTE

Thank you for visiting our Free Rate Quote page. Just take a few minutes to answer these harmless, but very important questions, and we will respond within 24 hours with your free rate quote. Please remember that by providing us with complete and accurate info, this will allow us to be complete and accurate with our quotes as well.

Your Name

Your Email Address

Phone

Who will be on the loan with you (if more than one borrower, please also provide their info for all of the coming questions)?
What is your (all borrowers) occupation and how long on the job (we need to get a full history for the last 2 years only. Explain any lapses of more than 1 month between jobs)?
What is your combined gross monthly income before taxes that can be documented for all borrowers applying (If self employed, please also give net income after taxes)?
What is the approximate combined amount of all of your liquid assets (e.g., checking, savings, 401k, stocks, bonds, retirement, etc.)?
Do you know your credit scores (need for all borrowers)? If not, would you rate your credit as being excellent, good, fair, or poor (if fair or poor, explain why. E.g., have you had mortgage lates, BK, etc.)?
How will you use the home (primary residence/living in it, 2nd home/vacation, investment, etc.)?
Approximately, what is the total monthly obligation amount for all of your mortgage payments (or monthly rent if that applies instead), property taxes, homeowners insurance, credit cards, and auto loans? Please itemize and include other properties that yo
What type of home are you buying (e.g., single family, condo, duplex, etc.)?

How much do you have to apply towards a down payment (a minimum of 3.5% down is required in most cases)?

What is the purchase price that you need financing for?

If you have already found a home to buy, what is the subject property home address? If you are still trying to find a home to buy, what are the zip codes (or at least the State) that you are looking in?

Have you already signed a contract to buy the house?

Have you attempted to secure financing anywhere else, but been declined? If so, what were the reasons for being turned down (this is just so that we can work around any known issues ahead of time)?
What is the best written quote that you have received so far (we may ask to see this to offer you our price guaranty)?

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