What you need to get ready before applying for a mortgage loan – Point One Mortgage (DRE License #01319020)

Orange County Mortgage

Loan Application Checklist

Thank you for allowing us to assist you in obtaining a mortgage loan. Below is a checklist which will assist you in obtaining the necessary paperwork to expedite the approval process. Not all items may apply, but please try to return as many as possible. Please fax your paperwork to (562) 684-4751

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General

Signed Authorization (Download & Print Signed Authorization Form Here)

Mortgage Statement for all properties currently owned

Hazard/Home Owner Insurance Policy, or HOA (Home Owner Association), if condo

Copy of Driver License

Purchase Contract (If Applicable)

Assets

Copy of 2 most recent month's bank statements (all pages) for all checking and/or savings accounts

Copy of most recent account statements (all pages) for any 401(k), IRA, CD, Stocks, Mutual Funds, Keogh and accessible pensions

Wage/Salary Borrower

Most recent pay stub copies covering your last full 30 days of work (all applicants)

Last 2 years of W-2 (all applicants)

Self-Employed Borrower

Business License or CPA Letter to show at least 2 years of self-employment

Last 2 years 1040's (all applicants)

Retired Borrower

Social Security Letter/Pension Award Letter

Other Income

Alimony, Child Support, Rental Income Agreement Letter

Miscellaneous

All pages of Bankruptcy Paper, Divorce Decree, Rental Agreements

Letter of Explanation for any derogatory accounts or gap in employment

Veteran Certificate of Eligibility and DD214

Full Credit Report - Order your Credit Report Here

Other:

Please contact your Loan Representative for any questions. Thank you for the opportunity to serve your mortgage needs.

Point One Mortgage (DRE License #01319020)

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