Free Rate Quote

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REFINANCE LOAN QUOTE NEW HOME PURCHASE LOAN QUOTE

Thank you for visiting our Free Rate Quote page. Just take a few minutes to answer these harmless, but very important questions, and we will respond within 24 hours with your free rate quote. Please remember that by providing us with complete and accurate info, this will allow us to be complete and accurate with our quotes as well.

Your Name

Your Email Address

Phone

What type of loan are you interested in (e.g., 30 yr fxd, adjustable, option arm, HELOC, etc.)?

What do you want to accomplish with the new loan (e.g., home improvements, debt consolidation, lower rate, etc. If you are pulling cash out with your new loan, please specify how much you need and specifically what you will be using it for)?
What will the total loan amount be that you need?

What is the value of your home (what are other homes similar to yours selling for in your area)?

What type of home is the financing for (e.g., single family, condo, duplex, etc.)?

How do you use the home (owner occupied/living in it, 2nd home/vacation, investment, etc.)?

What is the address of the subject property that you need financing for (include zip code)?
Who is the current mortgage lender for the subject property?

What is your current mortgage balance (if you have more than one mortgage on the property that you want to refinance, please provide both balances separately)?

What is your current mortgage payment and interest rate (does payment include taxes and insurance, AKA impound)?

Approximately, what is the total monthly obligation amount for all of your mortgage payments (or monthly rent if that applies instead), property taxes, homeowners insurance, credit cards, and auto loans? Please itemize and include other properties that yo
If you have a second mortgage, when was it opened? Also, if the 2nd mortgage is an equity line, when was the last time you withdrew cash from it?
Who will be on the loan with you (if more than one borrower, please also provide their info for all of the coming questions)?
What is your (all borrowers) occupation and how long on the job (we need to get a full history for the last 2 years only. Explain any lapses of more than 1 month between jobs)?
What is your combined gross monthly income before taxes that can be documented for all borrowers applying (If self employed, please also give net income after taxes)?
What is the approximate combined amount of all of your liquid assets (e.g., checking, savings, 401k, stocks, bonds, retirement, etc.)?
Do you know your credit scores (need for all borrowers)? If not, would you rate your credit as being excellent, good, fair, or poor (if fair or poor, explain why. E.g., have you had mortgage lates, BK, etc.)?
Have you attempted to secure financing anywhere else, but been declined? If so, what were the reasons for being turned down (this is just so that we can work around any known issues ahead of time)?
What is the best written quote that you have received so far (we may ask to see this to offer you our price guaranty)?

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NEW HOME PURCHASE LOAN QUOTE

Your Name

Your Email Address

Phone

Who will be on the loan with you (if more than one borrower, please also provide their info for all of the coming questions)?
What is your (all borrowers) occupation and how long on the job (we need to get a full history for the last 2 years only. Explain any lapses of more than 1 month between jobs)?
What is your combined gross monthly income before taxes that can be documented for all borrowers applying (If self employed, please also give net income after taxes)?
What is the approximate combined amount of all of your liquid assets (e.g., checking, savings, 401k, stocks, bonds, retirement, etc.)?
Do you know your credit scores (need for all borrowers)? If not, would you rate your credit as being excellent, good, fair, or poor (if fair or poor, explain why. E.g., have you had mortgage lates, BK, etc.)?
How will you use the home (primary residence/living in it, 2nd home/vacation, investment, etc.)?
Approximately, what is the total monthly obligation amount for all of your mortgage payments (or monthly rent if that applies instead), property taxes, homeowners insurance, credit cards, and auto loans? Please itemize and include other properties that yo
What type of home are you buying (e.g., single family, condo, duplex, etc.)?

How much do you have to apply towards a down payment (a minimum of 3.5% down is required in most cases)?

What is the purchase price that you need financing for?

If you have already found a home to buy, what is the subject property home address? If you are still trying to find a home to buy, what are the zip codes (or at least the State) that you are looking in?

Have you already signed a contract to buy the house?

Have you attempted to secure financing anywhere else, but been declined? If so, what were the reasons for being turned down (this is just so that we can work around any known issues ahead of time)?
What is the best written quote that you have received so far (we may ask to see this to offer you our price guaranty)?

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